Self-insurance plan

The Risk management plan (RMP) is a self-insurance fund established in 1987 in partnership with the school boards in existence at that time to deal with the sharp increase in the cost of liability insurance. 

This self-insurance plan covers extra-contractual civil liability for the school service centres and school boards on the Island of Montreal and the Comité de gestion, or vicarious liability for physical, mental, and moral harm, subject to certain exclusions.

A policy defines the exact RMP guidelines, including :

  • legal basis
  • general framework
  • coverage, exclusions, and deductible
  • obligations of the school service centres, school boards. and the Comité de gestion
  • joining and withdrawing from the plan
  • preventive measures
  • indemnity fund
  • Risk management committee
  • claims submitted to the Comité de gestion
  • miscellaneous and interpretative provisions
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The three school service centers and two school boards on the island of Montreal are members of the RMP. Their membership is automatically renewed until written notice of withdrawal is received by the Comité de gestion.

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Range of services

The Comité de gestion administers the Risk management plan and the indemnity fund. Its primary duties are as follows:

  • management and financing of the fund
  • collection of income and payment of expenses
  • hiring of consultants
  • production of the annual report
  • leadership and coordination of the Risk management committee
  • investigation of all claims
  • analytical and statistical reports of events and claims
  • appraisals
  • legal opinions
  • representation before the courts
  • preventive measures:
    • background documents
    • telephone assistance
    • training and educational activities
    • school inspections
  • financial management of claims
  • budget and financial statements for the Risk management plan

Experts in the fields of law, investigation, management, and finance are at the heart of the Comité de gestion’s RMP team.

The RMP owes its success to the support of the school service centres and school boards and the vigilance of the members of the Risk management committee, who are in direct contact with the school environment. 

Statistics related to events, claims, and the RMP’s performance can be found in the annual report of the Risk management plan (in French only).

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Risk management committee

Comité de gestion de la taxe scolaire de l’île de Montréal
Maître François Lamothe

Centre de services scolaire de Montréal
Maître Geneviève Laurin

Centre de services scolaire de la Pointe-de-l’Île
Maître Valérie Biron

Centre de services scolaire Marguerite-Bourgeoys
Maître Lucie Roy

Commission scolaire English-Montréal
Maître Magdalena Sokol

Commission scolaire Lester-B.-Pearson
Maître François Hamel

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For more information on the Risk Management Plan

Comité de gestion de la taxe scolaire de l’île de Montréal
Risk Management Plan

500 boul. Crémazie Est Montréal
(Québec) H2P 1E7
Phone : 514 384-1830
Fax : 514 384-2139